Savings resources and money tools

Below are some savings resources and money tools that I’ve personally used on my financial journey and I know that you will find beneficial. If you have anything that you want to share with our community please email info@financial-roots.com.

Savings

Rakuten Cash Back – Save money on all your purchases by earning cash back! They have a large variety of stores offering cash back and send a check to you every 3 months. All you have to do is go on the site and search for the store where you want to shop, place order and automatically get cash back added to your account. It’s easy to use and a great way to save on regular purchases. Use our referral link and get $30 today!

Seated – Dine out and earn up to 30% in rewards! Rewards come in the form of gift cards for awesome brands such as Amazon, Starbucks, Uber, ClassPass, Nike and other great brands. All you have to do is make a reservation using this app and get rewards by taking a picture of your receipt after your meal. Sign up today using our link and get a $20 credit.

Unidays – Provides exclusive student discounts for with big retailers like Levi’s, ASOS, Express, Apple, Hollister and more! Join today and start taking advantage of in-store and online discounts.

Poshmark – This is our favorite side hustle! Poshmark is a simple and fun way to sell clothing you no longer use and make a few extra $’s. Sell what you have in your closet so that you can shop for what you really love today! Sign up to sell or buy and receive 70% off top brands! Use our link and code GRACIES_POSH to save $10.

Money and Investment tools

Budget tracker – Budgeting is the first step to a successful personal finance journey! We’ve created a tool in excel to help you keep track of your income, expenses, savings and net worth. Sign up to our newsletter to receive exclusive access to this tool!

High Yield Savings Accounts – Switch your traditional savings account to a high yield savings account and start supercharging your savings with higher interest today! This is one of the easiest ways to start taking advantage of compounding interest. Below are accounts that we recommend using which are FDIC insured and offer the highest rates. Read more about the benefits of high yield savings accounts on our blog post.

Mint – This is the application I use to bring all of my money to one place, from balances and bills to credit score and more. I use this app to get a daily overview of all of my accounts and track my spending. Simply link all of your bank accounts, savings accounts and investment accounts to keep track of your money in one place.

Taxes

Free Tax USA – Offers FREE returns this includes both simple AND advanced returns! Federal returns are always FREE and the software is easy to use. State taxes can also be filed on this platform for just $14.99!

Turbo Tax – Is a great platform to do your taxes as it offers a simple step by step preparation process and simplifies any complex return. It offers a FREE State and Federal tax preparation and you can upgrade to get professional advice if needed!